Federal No Surprises Act
Your right to a Good Faith Estimate.
If you're not using insurance to pay for therapy — or your insurance doesn't cover our services — federal law gives you the right to a written estimate of expected costs before care begins. This is called a Good Faith Estimate.
What it is
A Good Faith Estimate (GFE) is a written estimate of the expected total cost of services based on what you and your therapist discuss at intake — session frequency, estimated number of sessions, and fees. You'll receive it automatically before your first paid session.
What's in it
- Expected cost per session
- Expected number of sessions based on your initial treatment plan
- Expected total cost over a defined period
- Any other anticipated services and their costs
Estimates are based on information available at intake. Actual costs may vary if your care changes, you extend treatment, or additional services are added — and if they do, we'll update the estimate.
Your right to dispute
If you receive a bill that is at least $400 more than your Good Faith Estimate, you have the right to dispute the bill through the federal Patient-Provider Dispute Resolution process.
Keep a copy of your estimate and any bills for your records — you'll need them if you dispute.
When you'll receive your estimate
- Before your first paid session (automatically, as part of intake)
- At any time on request — you can ask for an updated estimate any time your treatment plan changes
- If we begin additional services beyond what's in your current estimate
More information
The full details of the No Surprises Act, your rights, and the dispute process are available at cms.gov/nosurprises.
Questions about your own estimate? Email info@mymentalclimb.com or call (925) 414-0192.
Last updated: April 2026. This disclosure is required under the No Surprises Act (Public Health Service Act § 2799B-6) and applies to self-pay clients and those with insurance that does not cover our services.